Disclaimer

1. Disclaimer for use of the Service

All calculators and games on this website are provided only for entertainment and reference. Users use the Service at their own responsibility.

2. Accuracy of calculation results

• All calculation results are for reference and must not be used as the basis for an actual financial transaction
• Consult a qualified professional before making an important decision involving a loan, tax, insurance, or similar matter
• Calculation formulas or criteria may change; check the latest information with the relevant institution
• We are not responsible for incorrect results caused by errors in input data

3. Game services

• Ladder, roulette, and similar games are solely for entertainment
• Using game results for gambling or illegal conduct is prohibited
• We are not responsible for disputes or losses arising from game results

4. Third-party services

• The website includes third-party advertising services such as Google AdSense
• The relevant third party’s terms apply to issues arising through external links or advertisements
• We are not responsible for losses caused by use of third-party services

5. Service interruption

The Service may be interrupted without prior notice in the following cases:

• System inspection and maintenance
• Server failure or network problems
• Natural disaster or another event beyond reasonable control
• Changes in legal regulation or government policy

6. Limitation of damages

We are not responsible for the following losses related to use of the Service:

• Direct or indirect losses arising while using the Service
• Property loss caused by using a calculation result
• Loss of opportunity caused by service interruption
• Data loss or information leakage

7. Copyright and intellectual property

• All website content is protected by copyright law
• Unauthorized copying, distribution, or modification is prohibited
• The user retains copyright in data entered by that user

8. Governing law and court

Disputes related to this Disclaimer are governed by the laws of the Republic of Korea, and the Seoul Central District Court is the court of first instance.